What you need to get the Grand. Public money: how to get a grant for the opening and development of business? Competitions for grant

Beginners entrepreneurs often face a lack of finance to open their business. This problem can be solved by contacting credit Organization. but the best option For a businessman is to get a grant that will not burden by debt obligations.

What is a grant?

The definition of a grant is given in Federal Law "On science and state scientific and technical policy." According to the Federal Law, under this term, it is necessary to understand funds in monetary or otherwise transmitted on a gratuitous and irretrievable basis by individuals or legal entities (including foreign organizations) with relevant rights, to carry out projects under the terms of the grantor.

Speaking simple language, Grant is a gratuitous target subsidy that implies a report on the use of dedicated funds. In the wording shown in the law, we are talking about scientific researchHowever, not only scientists can get such financial assistance.

Important: In fact, the grant and subsidy are not one hundred percent synonyms - the difference is that the subsidy is listed in a one-time payment, and the grant - tranches, after each of which the recipient must report to the investor to the target spending of money.

What can I get?

Financial assistance in the form of a grant can be obtained to open their business and on business development. Priority directions for the state are considered social spheres, agriculture and own production. Private Russian funds willingly allocate funds for the introduction of innovations in the economy and entrepreneurship. Foreign organizations specialize in support of projects in the field of art, IT technologies, ecology and culture.

Experts advise novice entrepreneurs to receive a grant for opening:

• design Studio;
• training courses (webinars, online lessons, etc.);
• advertising agency;
• automotive workshop, etc.

Requirements for applicants

In general, from the applicant for monetary assistance will require:

1. apply for a grant;
2. develop a target project;
3. defend the idea of \u200b\u200bthe commission, which will decide on the allocation of finance;
4. implement the project;
5. report on spent means.

The applicant for a grant from the state to open a business must comply with one of the following requirements:

• maintenance business activities more than 1 year;
• concluding a lease agreement for equipment;
• introduction into business innovative technology;
• stay in the center of employment;
• acceptance of participation in exhibitions, fairs and similar events;
• the use of innovative equipment;
• falling under the reduction on previous Place Work.

Based on this list, it can be concluded that the state is aimed at subsidizing novice entrepreneurs with interesting projects and socially unprotected citizens. According to statistics, 30% of similar grants is issued to opening a business in the field of services, 20% - on its own production, 12% - on trade associated with trade.

As for financial assistance from foreign investors, they, as a rule, are interested in the presence of successful experience in the development of which it is planned to allocate funds. Organizations issuing grants for small businesses may request from entrepreneur:

• provide a certain number of jobs;
• confirm the absence of debt to the tax service;
• pass training courses for businessmen;
• register an enterprise in a specific administrative district;
• provide documents confirming that earlier the businessman did not receive financial assistance;
• achieve a certain average annual turnover in the enterprise, etc.

Who gives grants?

Grant can be obtained from:

• State Structures:
  • Committee for the Development of Small and Medium Business;
  • Local self-government bodies;
  • Committee economic Development;
  • Union of entrepreneurs, etc.
• Private funds, investors, major patrons, also for the grant you can contact the business incubator;
• Foreign organization:
  • Ford Foundation;
  • Techpeaks;
  • Soros Foundation;
  • Swiss agency for development and cooperation;
  • British Council, etc.

Naturally, each investor may differ demand for recipients. Based on this, it is necessary to choose the source of financial assistance that is most suitable for your scope.

By applying for a grant, it is important to know:

• State funds do not allocate entrepreneurs the full amount on the opening of their business, preferring those who will invest more than their funds.
• Foreign organizations often go to entrepreneurs to meet the cost of paying expenses. The state, as a rule, agrees to finance only the acquisition of raw materials and equipment.
• State structures are likely to issue a grant for the development of business to those entrepreneurs who will create additional jobs.

How to get a grant?

A businessman who wants to get a Grand on his business is necessary:

1. choose an organization corresponding to the sphere of its activities, it is desirable to pre-make a choice of a niche for business;
2. explore the history of grants issued by this structure (to whom and in what amount the funds were also distinguished);
3. familiarize yourself with the requirements of the organization and the rules for compiling an application for participation in the competition;
4. collect required package documents;
5. draw up detailed business plan With the competently described financial part, clearly established goals, possible problems and ways to solve them;
6. prepare and present a well-thought-out presentation of the project - at this stage, a grant seems to be useful to negotiate.

Consideration of the application may take up to three months. During this period, the Fund will have to check for all the required documents, as well as explore the business plan. The decision that the Commission will take will be based on the economic validity of the project, the probability of success of its implementation, social value, the degree of technical novelty, etc.

Regarding documents that, together with the business plan, must be attached to the application, the standard list includes:

• original and a copy of the document confirming the personality of the applicant;
• certificate of registration of IP or Jurlitsa;
• statement on the established pattern;
• original and copies constituent documents Enterprises.

When refuse to issue a grant?

Compliance with all requirements does not always guarantee a businessman getting a grant. Causes of refusal may be different, but as the main one can note:

• lack of experience in the field specified in the application;
• unsuccessful experience of entrepreneurial activity;
• an example of unsatisfactory use state aid or bank loans, etc.

A businessman's reputation is crucial, and any spot on it can cause a grant issuance. You can increase your chances, by requesting a small amount when investors will see that they ordered them competently, to get more in subsequent appeals.

What to do with the money received?

Financial assistance in mandatory should be used by intended purpose. Grant is a kind of contract between the investor and the recipient of funds. Such a form of relationship imposes some obligations on the parties:

• the entrepreneur should direct money only on the purpose specified in the business plan;
• reporting on the use of finance should be submitted in the deadlines established by the contract;
• if the investor initiates a check, a businessman has the right to prevent it and undertakes to provide all information related to the money obtained;
• if an entrepreneur for any reason cannot implement one or another stage of the project, he should contact the investor to harmonize adjustments.

Failure to comply with the terms of the contract can be the basis for termination of the contract by appealing to court - in case of satisfaction of the claim, the grant recipient will have to return the allocated to him cash.

Instruction

First, find the foundation in your region or the city, which is engaged in supporting small businesses. They provide Grande Not Registration of Business, obtaining the necessary licenses and evidence, rental of premises, purchase of raw materials and to start production. As a rule, entrepreneurs who are engaged in such programs are not allowed to participate in such programs. financial activities, operations with real estate, rent and car, equipment, production and sale of alcohol and tobacco, and also gambling.

Next, make a detailed business plan for the development of your small business. Attach documents that are required to participate in the competition. All submitted projects fall on an independent examination. The criteria for which they are evaluated are economic substantiation, scientific and technical novelty, the prospect of market sales.

In order to participate in the program, go through training. Typically, these are courses that are created in the Fund and pass in the form of seminars. The prerequisite for participation in such programs is the lack of debt to the budget of all levels, including tax liabilities. The dimensions of the Grand may be different, as a rule, they do not exceed 300 thousand rubles and cannot be more than 70% of the amount necessary, according to the business plan, on business development.

Note that the Grand may be issued entirely, but, that is, parts. First, you will receive a certain amount at the first stage of your project. Only after a detailed report on its use you can count on the next tranche. And remember that most often the money is allocated to the development of small business in rural, service sector and creating goods folk consumption. The main thing is, you need to carefully work out the potential market for sales, and even better - decent has already been formed customer base.

To obtain state support in the form of a subsidy on the development of small business can be in almost every regions of the Russian Federation. The maximum amount of the amount allocated depends on the requirements for applicants depend on the specific subject of the federation. It is usually provided to enterprises and entrepreneurs from state registration which passed no more than 1 or 2 years.

You will need

• - documents on state registration of the enterprise or IP;
• - confirmation of its compliance with the requirements for applicants for state support;
• - business plan.

Instruction

All conditions for the provision of state support must be recognized in its regional enterprise development agency. This information may be represented on its website or the site of the local (department) of economic development. The maximum amount of the subsidy in different regions ranges from 250 thousand to 400 thousand rubles.
Among the requirements for applicants may meet restrictions on activities, goals to which money will be spent (for example, for the purchase of fixed assets), staying or entrepreneur in the past in the employment center, the completion of the course of studying the basics of entrepreneurship, the availability of own funds for financing, etc.

They also need to consult a business plan (it will be the basis for a decision, whether to allocate assistance to you, and the main criterion for the targeted use of you received).
If possible, purchase a methods for creating this document. Clear option Show the agency consultant, listen carefully to the comments. We refine a business plan and demonstrate the agency employees until it is finally approved.
A ready-made package of documents submit to the Agency or directly to the Office or Department of Economic Development, depending on the order adopted in your region.

The procedure for consideration of business plans is also different depending on the region. In some cases, it is enough to provide an analysis to the Department of Economic Development. In others, you will have to protect your project to the Commission: to hold a presentation, demonstrate product samples if available, answer questions.

After a positive solution and receiving money, do not forget that after the year you will need to report for every penny from the allocated funds. So to spend them on targets that are not prescribed in the business plan should not.

In recent years world economy behaves very unstable. Under these conditions, it becomes very difficult to survive with small and medium businesses in the market without support. Even more difficult to start this business. But now everything became easier, because the state is ready to help novice entrepreneurs subsidies. So how to get a grant on business development from the state and who can claim his receipt?

Instruction

A beginner entrepreneur today subsidy from 58,800 rubles for opening a business. To do this, it is necessary to record in the employment service at the place of residence and to obtain a document confirming the status of the unemployed. According to the law, this status is assigned to the person who has been recorded in the employment service and within ten days that did not receive any sentences about the work. After that, the unemployed can receive a manual, but also has the opportunity to receive an offer to open own business and receiving a grant.

After assigning you the status of unemployed, it will be necessary to pass psychological test on the tendency to. This is a very important stage, and according to his results, it is very often a decision to reject the request for the unemployed to receive a subsidy, so answer questions as fair as possible and thoughtfully. Also, the employment service will check your knowledge in the field of business, and if knowledge is enough, you can go to writing a business plan. If knowledge is not enough, you will be offered training in any of the educational institutions in the specialty "". This training will take from two weeks to a month.

After passing the training, it will be necessary to move to direct work on the business plan of your future firm. The employment service will provide you with a business plan and tell about the basic intricacies of its compilation. After that, you will need to protect it before the Commission consisting of representatives of the mayor's office and the employment service. If you are worthy of protecting your business plan, you can prove its viability and social significance, then, undoubtedly, you can get a subsidy for business development.

After receiving approval from the commission, it is necessary to proceed directly to the design necessary documents. In the employment service, you will be helped to collect all the documents will help you will help in their design, you will definitely tell about further actions. You will need to register as an individual entrepreneur, or open a legal entity, make printing and stamps. Obligation to pay state duty for the opening legal entity The state takes on itself, but only by compensation. That is, this money will return to you immediately after providing bills and receipts on the payment of stately and invoices for the manufacture of seals.

note

Within three months it will be necessary to report on the spent money before the commission. Keep all documents confirming the actual costs of the planned costs.

Useful advice

You can increase the size of the grant twice, if you take a person who also has the status of the unemployed. For the employee accepted on the work, the payment is relying in the amount of 58,800 at the same time.

Sources:

• what documents are needed for scholarships

Not many know that in russian legislation There is a resolution, according to which the unemployed can receive the amount of the annual size of the maximum unemployment benefit on the opening of its own business. It is about 60 thousand rubles.

You will need

• -passport,
• -education document,
• - AVIETEMENTS TO Assigning TIN,
• -storepical pension certificate
• -Business project plan

Instruction

To obtain a laid allowance, you must first register at the Employment Center as unemployed. Each area and the city has its own territorial department of this institution. At the same time, students studying at the full-time department, cannot be counted for the unemployed. But the voices can with confidence to get registered.

Then you should think, do you cope. Perhaps someone else will suit other states aid options, for example, advanced training or professional retraining. Or together with the employment service, you can try to find work in another region. So you will receive compensation for travel and rental housing for the first 3 months of work.

If you decide that your own business is what you need, boldly write an application for financial assistance. But you need to make a business plan. It should not be scared. This is not at all a multi-volume document, but only a blank occupying several printed sheets.

The next stage is the protection of the compiled business plan. This procedure resembles the exam. In front of him, the future entrepreneur is directed to that he gives the characterization of the personality, assessed his ability to deal with his own business. Then the business plan is protected, at which representatives of the employment center, mayor's office, local entrepreneurs are present. They are adequacy and realistic project.

As soon as the project is approved, it remains to register your business. At the same time, money for registration will have to lay out yours. It is about 2 thousand rubles if you plan to become individual entrepreneur, and about 10 thousand if you want to open a society with limited liability. The subsidy from the state can be spent on the purchase of raw materials, tools, materials, equipment, as well as rental of premises, but not more than 3 months.

Now you can proceed to work. It should be remembered that the reporting for the tax inspection in the first year will need to be provided to the Employment Center. During this period, you do not need a profit, the main thing is to show that you work. If your activity existers less than a year, the subsidy will have to return. By the way, reported for budget money is needed within 2 months from the moment they are received.

Video on the topic

Many people who wish to open their business cannot do this due to lack of money. AT this case You can use the help of the state, which since 2009 actively supports the development of small entrepreneurship. It is easy to get a subsidy from the state, it is only necessary to know what is required for this.

You will need

• -passport;
• -employment history;
• -storev's testimony of pension insurance;
• -education document;
• -prak 2-NDFL from the last place of work;
• -Open account in your Sberbank.

Instruction

Register in the population service. Subsidies The state can only provide officially to citizens. To do this, you must achieve an eighteen-year-old age and have a workbook with a record and printing about, and the reason for dismissal and time has passed since its moment, is absolutely not important. The latter will only affect the size of the monthly allowance that you will receive after registration in the center of employment of the population (CNZ). If you have not worked anywhere and do not have labor bookYou also have the right to participate in the State Program to receive a subsidy for opening a business.
To register, you will need to provide a package of documents in the TSN.

Apply in the employment service that you wish to take part in the state program to receive a subsidy. No one has the right to refuse you, except if you have already received financial support from the state to open your business.

Decide with the acquaintance of activities that you want to do. Please note that every region has its limitations, and the state does not finance all types of activities. Especially easy to get money on business related to animal husbandry, poultry farming, crop production and the provision of various household services.

Make up business plan. It consists of 6 sections:

• information data;


• the essence of the project;


• production plan and sales;


• justification of the project cost;


• calculation of the cost of products / services, sales prices;


• justification of the vastity of the project.

Business Plan Blanks will be issued to the CNZ.

For rent a business plan in the employment service, after making a copy of it. This is necessary so that you can refresh your memory before the protection of the project after its approval. Project approval time - up to 2 weeks.

In Russia, the NGO financing is mainly understood by grants. After the adoption of the Law on "Foreign Agents" the choice of the grantors narrowed. On the one hand, to compensate for the departure of foreign donors, from russian budget The grants now stand out more money. On the other hand, it is still quite difficult to get them. "Mercy" studied the largest government grantors and rules for working with them.

Photo: Alexander Miridonov / Kommersant /http://www.gazeta.ru/

"Of all the forms of NPO support in Russia, only grant contests are mainly developed," Elena Alshanskaya Elena Alshanskaya is complains of the head of the charitable foundation "Volunteers. - Although traditionally for NPOs in other countries, the grant is a way to do something new, which goes beyond the framework of the current work, which is supported by subsidies, state order or support for taxpayers. In Russia, many NPOs are not on what to lead the current main work: after all, you need to have a stable staff, a room. Grants become the only means of existence. "

Until the ban on foreign funding, many Russian NGOs supported foreign donors who allocated long-term grants, including on current activities and did not exhibit restrictions on staff costs (Russian grantors are usually allowed to spend salaries no more than 30% of the grant).

When a law on NPOs was signed in 2012, "foreign agents" was signed, it was assumed that foreign support would at least be partly visible to the funds of the Russian budget.

Money to support NGOs really began to stand out. But the distribution mechanisms are far from ideal.

Presidential grants

In 2014, the state allocated almost 4 billion rubles. For NPO support. Of these, 2.7 billion rubles. - Presidential grants. 926 million rubles. - Grants of the Ministry of Economic Development. The presidential grants and grants of the Ministry of Economics are distributed in different ways.

Presidential grants are issued on a chain: first the money receives grantics - non-profit non-governmental organizations. Each of these organizations has its own specialization and organizes its own project competition.

The subject of presidential grants is different - from civil rights and freedoms to supporting youth initiatives. "The choice of granting organizations is incomprehensible," said Alshanskaya. - Part of them has no grant work experience. It is not clear whether they have at least some expertise on the stated topics who are not known experts to anyone. "

Initially, presidential grants distributed Public Chamber RF. But since 2010 operators have become more. In 2014, grants distribute 7 organizations: "civil dignity", "National charitable Foundation", Society" Knowledge "of Russia," Institute of Civil Society Problems "," Russian Union of Youth "," League of Health of Nation "and Institute of Socio-Economic and Political Studies. In particular, money for the protection of orphans and the adaptation of persons with disabilities allocates the "League of Health of the Nation". This year, it must distribute 474 million rubles.

According to the latest study of "Transparency International", the distribution of presidential grants occurs extremely not transparently.

Experts "Transparency" analyzed data on state grants for 2011 and 2012 - the implementation cycle has already completed, and reporting should have appeared.

It turned out that out of 69 NGOs received by presidential grants more than 3 million rubles, reports on the resources on their sites posted only 7 organizations. In 17 NPOs out of 69 there was not even his site. In 29 NGOs there are no guidance information.

In more than 40% of cases, the NPO, which received a grant is associated with state structures, is headed by a deputy or a member of the Public Chamber.

"The specifics of the presidential grants are such that they are allocated mainly for shares and one-time events, and not at least a systematic work," says Alshanskaya.

Acceptance of applications for presidential grants, as a rule, takes place in April. Now he is already finished. Competition site.

Grants from the Ministry of Economic Development

The Ministry of Economics distributes grants to NPO support most transparent, professionally and efficiently, in one voice, say experts "Transparency", Alshanskaya and Maria Cholet, director of CAF Russia.

There are no intermediary graduate machines. The winners defines the competitive commission formed immediately before the competition.

"Last year's research has shown that the Ministry of Economic Development Grant Filters The situation with the reporting and the availability of information on the sites in general is much better than the recipients of the presidential grants," says Transparency report. So, out of 32 with NPOs, only one organization, the Moscow House of Mercy, has no site. More than half of the organizations received money from the Ministry of Economic Development in 2012 provided reporting.

But at the same time, at the competition of the Ministry of Economic Development, quite strong competition - for example, in 2013, the department supported 42 programs from 606 applications.

Another important specific feature of this contest - the Ministry of Economic Development gives money to "distribution best practices", That is, on the training of other NGOs. According to the representative of the department, in the first two years of the competition, a significant part of the applications was not allowed at all due to the fact that the organizations requested money for current activities. "For example, there is an application from the sports club: they say, we want to deal with children. This is not the subject of the competition. The Ministry of Economics develops institutional conditions, and not engaged in the provision of services in terms of social security, "says the ministry employee.

"Transparency" notes in vain notes the transparency of the competition of the Ministry of Economic Development: representatives of the department every year conduct seminars for NPOs, where they tell, for example, on major errors in compiling applications.

Each application is estimated at 5 criteria, each is assigned a certain number of points. The criteria are as follows: the number of regions in which the NGOs led projects, the ratio of the cost of the program and its effect, the availability of success in the methodological support of other NGOs, the personnel potential and the availability of co-financing from other sources.

"There is a myth that you need to ask more - to ask 10 million to give 5 million, - tells the employee of the Ministry of Economicization at the seminar. - It does not work here. We do not have the opportunity to edit every application, so the applications where the amount exceeds the book recommended by us is automatically deflected. By timing - a program that the grant is requested should begin not earlier than December 1, 2014. And real financing will go in November 2014. The program should be completed no later than November 2016. "

According to the leading seminar, the most common mistake in applications from NGOs is the lack of a logical connection between the goals, objectives and results of the program. "The Ministry of Economic Development estimates the final effect of the program implementation," tells the lead. - And according to the application materials, we are not clear to us how the situation will change after everything is implemented. For example, in the expected results write: 3 seminars and forum were held. All this is without specifying the number of participants. For seminars and forum, we cannot estimate the effect. And if it is requested by 3 million rubles, then we have questions. "

Often errors are found in the description pormonic potential, that is, people who will implement the program. "We are coming many applications from the category" in the Board of Trusteel 10 academics, 20 professors and 3 major generals, "says the leading seminar. - It is an incorrect focus, because board members often do not implement the project. We are not interested in those who are entering the board. We are interested in a team that will implement the project, their experience in the non-commercial sector. "

Another error - in the desire of NPO, show yourself at every point of application in the best light. For example, to get the maximum score according to the criterion that takes into account the number of regions in which the NGO has led to work, even if the head simply went somewhere at the seminar, this is included in the application. But the Ministry of Economics checks such information, and if the work in the region is not confirmed, reduces the assessment.

In the second round of the competition, the organization is transferred, which gained more than 50 points for their request. Next, they must submit a detailed program of their activities.

More information about the holding of the competition can be found.

Committee of Public Relations of Moscow

The grants also distributes the Committee of Public Relations of Moscow - from the budget of the city for NPO support this year allocated 25 million rubles. Priority areas Programs - "Children of Moscow" (in particular, the prevention of negative phenomena in the adolescent environment, the protection of children's rights; work with children at the place of residence, protection of children from ill-treatment, promoting the improvement of the quality of life of children) and "consent and interaction" (promotion of interethnic, interfaith and intercultural communication, peace and consent).

The Committee requires the Committee, among other things, the existence of similar activities during at least one year and the presence in previous two years of income (grants, donations, subsidies), which would not be less than 20% of the requested grant (if it is more than 300 thousand . rub.).

"Previously, this distribution of grants was also not distinguished by special transparency and clearness of the criteria," says Alshanskaya. - Now the situation has changed. Applications takes out a competent expert commission. "
Acceptance of applications for the Committee's competition will last until June 11.
More detailed information -

Would you like to get a grant for business development? Today is actual question. Small business is developing active steps, and helps him in this state. Gives money to develop your business. Grant is and there is help you in the development of your business. You can get money free of charge, which is extremely important for a novice entrepreneur. Really tempting offer? But these proposals have a huge number of nuances, strictly compliance with which will help you get money to develop your business.

First step

First of all, for those who want to open their business, it is necessary to find the entrepreneurship support fund, which is just doing such things as grants for business.

You should learn all the details that documents should be provided for money. Such communities help not all entrepreneurs. If your business is associated with financial activities or car rental, they will not give you money to develop your business. Again, there are many features, and even having similar businessYou can get the necessary tools. The main thing is to correctly convince and show that your business plays an important role in the life of people. It is for that a bet is made upon receipt of the first money for the development of your business.

Training

It is desirable before drawing up a business plan to undergo training, visiting business courses in order to better understand the development of business. And how best to develop your business so that it brings not only the benefit of people, but also your profit. The last two factors are closely interrelated. You not only work for the sake of receiving money, but also help people decide this or that matter.

A question may arise where to look for such funds. The answer will be the administration of your city in which you can find out where to find the entrepreneurship support fund. Do you have a mood to constantly work with similar organizations? You should begin to actively cooperate with the administration of your city or that in whose territory you will lead your business.

The most important thing in such a situation is to understand the novice entrepreneur of the fact that just so, for free, no money gives any money. Only the most needed, to improve the lives of people. Even if the entrepreneur thinks he makes good for others, the Commission, which decides whether the money to develop the work may not give you an opportunity.

Business plan

The first thing you need to do to get the procedure to get a grant is to write a business plan. Here you will need help those who know how to create similar documents. This stage is extremely important for you. Correctly completed documents will increase the chance to get money on your first business. You understand that even minor errors can cross the way to get funds and quick promotion. So, you should find a competent person who can correctly fill out the relevant documents. Yes, the amount you can get is small, just up to 300 thousand rubles. It may be more, depending on certain conditions, but it is enough to give impetus to the development of his case. It is extremely important to collect all the necessary paper and convince the Commission that will consider all the documentation, in the novelty and the economic benefit of your future project. Grant is, first of all, help people.

FAQ

At the implementation of the business plan should be asked necessary people As many questions as possible in order to figure out all the nuances in detail. Do not be shying for your ignorance. If you doubt something, you'd better ask. And it is important for all your private questions to get a detailed answer so that in the future it is not to stop in the development of your business activities.

Who gives?

Grant is something that can be obtained from both the state and investors. These two categories have opposite views on issuing money for business development. If the state is focused on social protection or employment, then investors have their own thoughts on this matter. They can allocate money to your business, and can not do this. Better to go B. state structures. There you can also get help in the form of rental of the room, which is sometimes more important for the entrepreneur than just get the money.

The Commission will focus on your income level, your features. If you are a student who wants to start his business, you have a zeal, a desire and thoughtful business plan, the implementation of which will be able to benefit for those who surround people, that is, a high chance to get money. Or you hit the cut, and you need to feed a big family. Do you have a good ideacapable of bringing anything important to people. For example, bake bread and buns. Another thing if you have money on your business, but they are missing and you decided to participate in the competition to get a grant on further development Business. In this case, the Commission will once again look at your business plan.

What are given?

Most of the entrepreneurs receive money on the development of services. And it is not at all surprising. Maintaining the population in different areas of services is the most important component of life. For example, the same hairdressers, play, undoubtedly, an important role in servicing the population.

Now it is clear the meaning of the word "grant". This is what helps people and brings you money. You will bear useful in the masses, does not matter what kind of service or product, you will receive material support that will help you later.

Getting money for business

It should be borne in mind that after the approval of your project by the Commission, money can be made by parts. And after each such issuance, you must provide a report on the tools spent. If you have a base of regular customers, there will be no problems with the expenditure of funds. And you can get grants for business.

This method of issuing money is highly effective. First, you will not spend money on extra things and services that you think will be able to help you develop. It follows 10 times to think about before buying certain things. You will spend the first of the money by putting them in development. Will be a while, you will see the result, which we spent the received funds. The second part of the monetary help will come. In the first stage, you will already see many weaknesses that should be consolidated in your business. And the second batch of funds will help you very much.

What's next?

And then everything is simple, you need to develop your business. Every day strive to improve it. Search for weak and strong places of your business. The first to develop, the second even more improve. You need to move forward and take into account today's time, certain factors, they will help you see an important thing for the development of your business.

It is clear that it is the meaning of the word "grant". And his advantage is that it goes to you for free (free) so that you can start your business in business, get money and bring people benefits. And if you can convince the commission in this, and it will consider that you are entitled to get a certain amount, then you go to the right path.

In the future, you have the opportunity to get a few more grants for the development of your business. The more money you have, the faster you can benefit people and provide themselves.

Moving to countryside I put our family before the fact: there is no work in the village. So you need to create your own workplace and receive income yourself. The choice of activity was also obvious - agriculture in Novgorod must raise.

 

Nine my mistakes on the path to the grant

The accumulations of special remains - everything went to move, and start so seasonal business "From scratch" is difficult. It will want to eat tomorrow, and the income from animal husbandry or crop production will be obtained, oh, as soon. The same fact predetermined the refusal to appeal to a loan - the bank will have to pay regularly, and it is impossible to grow agricultural products, taking into account the loan repayment schedule.

Petr's Tatar entrepreneur received a grant for the opening of a business of 150,000 rubles and shares his experience with the visitors of the Maimmakers factory.

To the rescue comes the all-knowing Internet, where it is not necessary to look for how to earn 100,000 rubles in two days with minimal investments, and quite specific information about financial support novice entrepreneurs. It turned out that in each region of the country operates at least two different programs for supporting new businessmen:

1. Subsidy According to the program of self-employment, provided by the results of interviewing and protecting its business plan at the Employment Center - 58.8 thousand rubles on each unemployed, which will be employed on the newly created enterprise;
2. Grant For beginners of entrepreneurs from the Ministry of Economic Development with the direct participation of the regions organizing competitive selection and assessment of applications - 300 thousand rubles to implement the project.

With the first option, I flew - in March to the only subsidy, allocated to our area by quota, have already applied for 5 people. Deciding that I cannot withstand such a tough competition, and the amount was not so attractive to fight for her, I headed for information in the administration to find out the conditions for obtaining a grant for the second option.

In the department of economics and agriculture I was met with open arms. Our area is not particularly prosperous and with entrepreneurship here is tight, so everyone new business They are ready to support "from and to". It is because of this, I ultimately overcame all the steps of the procedure for obtaining a grant - in any local instance I went to the meeting and helped correct my mistakes. Otherwise, do not see me of this money.

Error 1. Program Information: Need territorial binding

I naively calculated that the information received by me on the Internet about the state subsidy is quite enough. It turned out that the federal program is valid throughout the country, but its main conditions are given to the deposit of regional authorities. Actual information can be found only from the regulatory acts of the respective region.

The peculiarity of such a procedure for the preparation and approval of specific criteria and measures of the program is that at first the region must approve its version of the program, and on its basis a comprehensive document will be developed and directly in the area. As a result, the main parameters and conditions for issuing grants by novice entrepreneurs in our settlement were corrected only by June.

Error 2. Registration: Hurry

The final version of the competitive position was studied after the registration of the IP. If I did not listen to the tax inspection officer and chose other OKVED, I could not take part in the competitive selection, because only business in the following areas can be counted for state support:

• agriculture (OKVED 01.1 - 01.4);
• construction (OKVED 45.2 - 45.4);
• processing production (OKVED 15, 17-22 and 24 - 37);
• social, communal and personal services (OKVED 74.7, 74.84, 93);
• craft activity.

In a particular area, their priorities are established, so we have a livestock for these activities, and in the neighboring area, with other things being equal, the grant has highlighted manufacturing enterprises. Although, even if the type of activity had chosen, it was not attributed to the priority, there was still enough time to make changes and add the necessary OKVED.

Error 3. Collection of documents: Pay attention to the term of their "fitness"

After rapid registration in tax and registration as an employer in extra-budgetary funds, according to the requirements of the program, it was necessary to get a bank account. In the Sberbank office, I was discovered in a few days, it was only necessary to fill in the signature card and write an appropriate application with a request to open an IP billing account. The received bank account agreement was supposed to supplement the following package of documents for submitting an application for participation in the Competition for a grant:

• Certificate of registration of IP;
• Passport and test certificate;
• Extract from Jerip;
• Information letter with statistical codes;
• Certificate of tax on the absence of debt;
• Help is Pension Fund, FSS, FOMS on the absence of debt to them;
• Handbook written reference for revenue for past reporting periods (Why is it needed if I just registered as an entrepreneur?);
• Help O. medium number Employees over the past year (naturally, all by zero).

Addition: Leave an application for opening a current account in Sberbank.

It was necessary to take into account two factors - the rate of issuing all these documents and their validity period. An extract from the Years loses its relevance in 30 days, a certificate from the tax - in 10 days, and confirmation of the absence of obligations to extrabudgetary funds is better to take on the same day when it is planned to apply.

I had to order certificates several times, lost my "freshness", it was good that they were free. In addition, at the last moment I was saved the opportunity to order an urgent statement from the EGRIP, which is preparing for 1-2 days, and not 5 working days.

Error 4. Business Plan: Compliance with a specific format

To participate in the program to support beginner entrepreneurs, it is necessary not to simply present registration documents, but also to write out its upcoming activities in detail. For this purpose, it is not suitable for any business plan downloaded from the network, but a comprehensive document compiled according to the results of training in courses on the basics of business.

In Veliky Novgorod, on the basis of the Entrepreneurship Support Fund, the training of all those wishing to receive state support In the form of a gratuitous subsidy.

To me, as having a higher economic education, the passage of these short-term courses was not required, it was necessary only to use the proposed scheme to compile a business plan when applying. The rest passed training and applied to the application for participation in the Program of Entrepreneurship Support Certificate of the end of these courses.

In business plan it was necessary:

• specify the features of production;
• describe the manufactured products;
• give the characteristic organizational processes in the enterprise, taking into account the calendar plan;
• calculate the required amount of investment;
• predict financial streams;
• transfer possible risks and ways to minimize them.

In an additional form of an application attached to this document, it was necessary to calculate the budgetary efficiency of the project - the volume of tax deductions, as well as to specify the number of jobs created. It was necessary on the above formulas to make calculation and other project indicators.

Error 5. Articles Expenditure: You can not spend on all

The obtained funds from the budget can be spent solely on those goals that are maximally and transparently spelled out in a business plan and application. No deviation is provided. An additional restriction is the fact that only the fixed assets directly participating in the grant can be purchased on a grant and revenue. Do not pay off debt to creditors or pay salary to employees, or to make other current costs.

For this reason, when filling out the application, I needed to immediately consider the process of acquiring assets, taking into account the fact that you will have to confirm the target nature of the use of funds - payment documents. Difficulties arose - I was difficult to confirm the fact of transactions for the sale of agricultural animals in the LPH.

Had to draw up a contract between individual and the PI, in which all the main parameters of this transaction were taken into account. In the future, this contract became part of the report on the expenditure of budget funds and did not immediately agree to adopt.

Error 6. Competition: Important selection criteria

The Commission takes into account only a few of the most important criteria for evaluating applicants, assigning points to each indicator:

• Creating jobs - from 1 to 5 points with employment from 1 to 10 employees and more;
• The applicant's age is up to 30 years - 1 point, older - 0 points;
• Own investments from 0 to 100% of the project cost - from 1 to 5 points;
• Priority activities - 1 point, any other permitted activity - 0 points.

There is a prerequisite for the registration of an entrepreneur not longer than one year, as well as the implementation of activities in the territory of the area where he has been registered. There are other indicators that the Commission evaluates, they are spelled out in the contest position and, as it turned out, differ significantly in different regions of the country.

Error 7. Regional features of grants program

I was very wrong that I own exhaustive information about the program, having studied the experience of several regions. It turned out that in the Novgorod region a grant can be obtained in the amount of 70% of the value of the entire project, besides, on the fact of the cost of expenses.

That is, in order for me to get 300 thousand from the budget, I would have previously needed to make documented spending on a similar amount and scheduled for at least 130 thousand rubles to lay out our own pocket on business development.

In 2013 in other regions, for example, in Sverdlovsk regionTo participate in the program, it is enough to undergo training, write a power plant and pay 15% of the launch costs of a newly registered company, the rest will be paid at the expense of a grant from the budget. In St. Petersburg, the ratio of its own and the funds requested from the budget should be 30 and 70%, respectively. Well, I had to temper the appetites and be content with the amount of 150 thousand rubles, because about so much I have already invested in my farm economy And could confirm these spending checks.

Error 8. Timing of funds: Delay of payments from the budget

But I could not realize the expected expenses at my own expense to compensate for them from the budget - I decided to wait for the payment of the grant and then to buy everything necessary equipment and young. It became another mistake. During his first visits to the administration, when another intelligence was conducted, I congratulated the collaborations from March 8, and when I came to the money - on the New Year.

Despite the fact that the money on my account was received on December 20, I had to report on the spent already on the 25th, so that the administration had time to take to take before the end of the year. It is this feature of subsidies from the budget worth a set of lost months and nerves. The procedure for submitting reporting on a grant turned out to be simple - I brought commodity checks For the purchase of equipment and the contract for the purchase of farm animals, in the amount corresponding to the application with the business plan.

Error 9. Reporting: Developing the Project Implementation

As I got money not in June, as expected, then all my calendar plan The execution of the project slightly moved. Spring next year I have already had to receive a solid income and give a job with 3 residents of the district. However, it was possible only to be late for half a year.

For the report upon the expiration of the first quarter, I must provide the administration to the certificate of the average number of personnel and a certificate of tax deductions and the absence of debt to payments to the budget and extrabudgetary funds. As a result, I was asked only an explanation about the reason for such a delay in the development of my farm and did not require the return of the funds received, although under the terms of the agreement could well force the return of this money. By the end of this year, I went to the planned sales volumes and the capacity of your enterprise.

Now that I have experience in interaction with the local administration and knowledge of the nuances of receiving and using budget funds, I understand that free cheese It happens not only in a mousetrap.